Refinance With Down Payment Assistance in Arizona 2026: What Happens to Your Second Lien

Published on: 09/08/2026

Refinancing with Arizona down payment assistance means paying off the second lien. Neither HOME Plus nor Home in Five will subordinate. How the payoff, the 60 month forgiveness clock, and rate and term pricing work in Phoenix. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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